Retirement Planning Mistakes That Only Show Up After You Stop Working

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Most retirement planning mistakes are obvious in that you didn’t save enough money, you claimed Social Security too early, or you invested too conservatively, and ran out of growth. These are the kinds of errors financial advisors have warned you about for decades, and they’re easy to spot before retirement.

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A 15% portfolio drop in year one with 3.3% withdrawals makes 30-year depletion six times more likely.

55% of recent retirees regret their savings approach. Only 40% remained on track with their original budget.

Over 60% of retirees struggle adjusting to spending down assets they spent decades

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